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CAPrivEye: in our first class we learned that a dossier is necessary to ...
CAPrivEye: start a case...
CAPrivEye: what is some of information necessary to start or begin a ...
CAPrivEye: case?...
CAPrivEye: anyone?
OnlineHost: MRS39 has entered the room.
BCFUNDING: name
Margen3: name
CAPrivEye: yes! legal and proper name
MONTANA192: JOB
CAPrivEye: Yes! last known address (if possible)...
CAPrivEye: Yes ! SNN (if you can get it)
CAPrivEye: Employer and last known telephone numbers are good too!!!
MS8904: Name, Address, SS# if you have it or can show us how to get it
CAPrivEye: here is what we are looking for:...
CAPrivEye: legal name (we must know whom we seek )...
CAPrivEye: former address (seven years or less)...
CAPrivEye: ssn...
CAPrivEye: or other information on our dossier...
CAPrivEye: by filing out the dossier
CAPrivEye: we can keep our information short and simple...
CAPrivEye: but descriptive with the necessary information...
CAPrivEye: adding a lot of useless information is unnecessary and ...
CAPrivEye: confusing
CAPrivEye: we learned that calling someone that has the information is our
...
CAPrivEye: best tool...
CAPrivEye: and that we have two methods to achieve this...
CAPrivEye: and they are??
CAPrivEye: anyone?
BCFUNDING: pretexing
CAPrivEye: Yes!
Margen3: pretexing
CAPrivEye: and telling the truth the other...
MONTANA192: former employer
CAPrivEye: telling the truth is simple to understand...
CAPrivEye: but pretexting???
CAPrivEye: what is that?
CAPrivEye: anyone?
MONTANA192: white lie
Margen3: playing a role
MS8904: Pretending you are somone you are not.
CAPrivEye: well pretending sounds right!...
CAPrivEye: the person we want to call we can call an expert...
CAPrivEye: they have information we want...
CAPrivEye: and they can be found...
CAPrivEye: in normal places of business
CAPrivEye: like former employers, or alumni associations, etc.......
CAPrivEye: and pretexting is used when we want to fit into their ...
CAPrivEye: normal...
CAPrivEye: operating structure...
CAPrivEye: and be accepted immediately and provided access to ...
CAPrivEye: information...
CAPrivEye: immediately...
CAPrivEye: so your imagination is the limit here...
CAPrivEye: the rules are simple
CAPrivEye: think of how they provide information now and then fit into
that...
CAPrivEye: structure...
CAPrivEye: make your presentations believable...
CAPrivEye: and practice!!!!!
OnlineHost: Capt J123 has left the room.
CAPrivEye: to get really good at it...
CAPrivEye: but sometimes we want to use free Internet services...
CAPrivEye: and in these cases we are looking to the internet for ...
CAPrivEye: databases...
CAPrivEye: where is the largest site of databases found?
CAPrivEye: but internet sleuth has 2,000 + databases hyperlinked on their ...
CAPrivEye: site...
CAPrivEye: and the topics are massive...
CAPrivEye: the special thing about i sleuth is that only SEARCHABLE ...
CAPrivEye: databases...
CAPrivEye: are located there...
CAPrivEye: meaning you do not need to go through hours of searching ...
CAPrivEye: for databases...
CAPrivEye: it is generally found at i sleuth...
CAPrivEye: a great start for any research project...
CAPrivEye: to include missing persons investigations
OnlineHost: MRS39 has left the room.
CAPrivEye: next class i will go furthier into internet resources
CAPrivEye: but this evening i thought I would answer you questions about the
really tough cases
CAPrivEye: when you need more information
MS8904: What is i sleuth?
CAPrivEye: they are known as information brokers...
CAPrivEye: three types exist today...
CAPrivEye: 1 - the original buyer of information...
CAPrivEye: this type buys directly from the government...
CAPrivEye: or businesses and sells to cleints such as...
CAPrivEye: lawyers, PI's, businesses, etc
CAPrivEye: 2 - is the piggybacker...
CAPrivEye: this type of information broker buyers from the #1 type and...
CAPrivEye: resells to others such as indivi...
CAPrivEye: duals etc
CAPrivEye: 3- is the combination...
CAPrivEye: doing both #1 and #2 business, but are more regional in ...
CAPrivEye: concept...
CAPrivEye: but have national access...
CAPrivEye: i use only #1 and #3 types and here are a few examples
CAPrivEye: http://www.iqdata.com
CAPrivEye: please go there now while i wait here
CAPrivEye: i will wait for 5 minutes here
OnlineHost: MONTANA192 has left the room.
OnlineHost: MONTANA192 has entered the room.
BCFUNDING: we went there do you want us to sign up as a member?
MS8904: It is telling me that the web site does not exist.
OnlineHost: MONTANA192 has left the room.
OnlineHost: MONTANA192 has entered the room.
MONTANA192: I'm there what do I do
OnlineHost: Margen3 has left the room.
OnlineHost: MS8904 has left the room.
OnlineHost: MS8904 has entered the room.
OnlineHost: MS8904 has left the room.
OnlineHost: Margen3 has entered the room.
OnlineHost: MS8904 has entered the room.
CAPrivEye: okay moving on!!!!
CAPrivEye: here is a little history on information brokers...
CAPrivEye: stats are they manage as many as one trillion records...
CAPrivEye: on over 2,000 databases
CAPrivEye: most information is bought from various levels of government...
CAPrivEye: from city, county to state and federal agencies sell ...
CAPrivEye: information...
CAPrivEye: in bulk to these information brokers...
CAPrivEye: also businesses share information too...
CAPrivEye: such as publishers or mail market companies share...
CAPrivEye: mailing lists and these are manned up to the minute...
CAPrivEye: since mail costs $
MONTANA192: What does it cost to be able to get info from this site
MS8904: How do I download the classes or print it out?
MONTANA192: I just read the requirements to get info and unless you are a PI
or lawyer you can't get the
MONTANA192: Info
CAPrivEye: i noticed last weeks log us the released in our library so by
tommorrow i will have both
MONTANA192: So how will this site help us
CAPrivEye: tonights and last weeks log up
CAPrivEye: so you can download these classes
CAPrivEye: the cost of information brokers is varied
CAPrivEye: i recommend ones that do not charge startup fees
CAPrivEye: and there are many of those
MS8904: Where do I go to download?
CAPrivEye: in this class
CAPrivEye: i will discuss how to sign up for them
CAPrivEye: so in 1977 IBM announced the sale of the PC...
MONTANA192: OK
CAPrivEye: by 1979 Jack Reed a California PI bought a machine...
CAPrivEye: starting to learn how to spell computer he...
CAPrivEye: begin by programming into memory thousands of records...
CAPrivEye: then by 1985 the Federal Trade Commission FTC...
CAPrivEye: authorized Jack Reed and his company IRSC to buy and sell...
CAPrivEye: credit headers, the race was on...
CAPrivEye: the credit header is the top name and address information ...
CAPrivEye: on a...
CAPrivEye: credit report...
CAPrivEye: it also includes employer, former addresses, and telephone ...
CAPrivEye: number...
CAPrivEye: sometimes spouse too...
CAPrivEye: it can be run by SSN or name and address...
CAPrivEye: so this is way the last known address is as good as a ...
CAPrivEye: ssn!!!!...
MS8904: Montana 192 had has a very good questions. How do we access this
info if we are not Lawyers
CAPrivEye: all the information is reported and logged for seven years...
CAPrivEye: it costs about $7 per report...
CAPrivEye: the reports are no more than 30 days old...
MS8904: or PI's
CAPrivEye: and includes everyone in the USA that has credit or ...
CAPrivEye: ankruptcy...
CAPrivEye: or any credit reporting at all in the last seven years...
CAPrivEye: and that is 90% of America!!!!!!!!!!!!!!!!!!
CAPrivEye: it is for profit businesses and they want/need to do business...
CAPrivEye: to stay in business
CAPrivEye: so as a business they sell information to other businesses
CAPrivEye: so the point here is BE A BUSINESS
CAPrivEye: home businesses count too
CAPrivEye: does everyone know how to set up a home business?
MONTANA192: NO
Margen3: yes
MS8904: How do you prove you are a business if you aren
CAPrivEye: okay.............business licenses are granted by each city in the
UDA
CAPrivEye: USA
CAPrivEye: they are for sale at about $15-$25 per business, using your SSN as
the business tax identifi
CAPrivEye: these business licenses can also have a DBA
CAPrivEye: or "doing business as"
MS8904: So I have to pay U&O taxes? How does taxes fit into this?
CAPrivEye: u&O?
MONTANA192: So if you tell the site that you gave us that we are in any
business they will let us log on
MS8904: Use and Occupancy Taxes
MONTANA192: and get info
CAPrivEye: okay ............maybe i should continue so you get the full
picture
MS8904: I live in a State that taxes you for being in a business
CAPrivEye: okay............let me explain this way..........these information
CAPrivEye: broker businesses only do business with other businesses
CAPrivEye: so the point here is use an existing business or SOMEHOW start a
business
CAPrivEye: i am not a tax attorney so i cannot explain any tax
MS8904: Simply Incorporate yourself, Yes?
CAPrivEye: well that might be more complicated than what i am speaking about
CAPrivEye: for example.........Sally's Hair Design
MS8904: Not really
CAPrivEye: is a DBA for a person that has a shop that does hair
CAPrivEye: her name is not really "Sally Hair Design"
CAPrivEye: but rather something like Sally K. Smith DBA Sally's Hair Design
CAPrivEye: so home businesses are pretty easy to set up........your local
city
CAPrivEye: should have information or a pamphlet how to do this if you do not
have your own business
CAPrivEye: now
CAPrivEye: butthe point is BE A BUSINESS when you approach these companies
CAPrivEye: they simply do not work with individuals
CAPrivEye: okay any questions?
BCFUNDING: we can pull credit reports and get the same and more info many
brokers sell. what are some
BCFUNDING: of the brokers selling other info not found on credit reports
CAPrivEye: good question ............i will provide some examples for reports
here
MONTANA192: The site said you had to be a lawyer, PI, or gov worker to get
info
CAPrivEye: please set bach and enjoy
CAPrivEye: here is an example of the real property by address search i...
CAPrivEye: recently did. emailing now...
CAPrivEye: please wait...
CAPrivEye: i will do it right here in class ,,,,,,,,,,,,,,here i go!...
CAPrivEye: ....................................................................
CAPrivEye: ....................................................................
CAPrivEye: ...............
CAPrivEye: Search Ref:...
CAPrivEye: Street Number: 3024...
CAPrivEye: Street Name: FULTON...
CAPrivEye: State: CA...
CAPrivEye: County: SAN FRANCISCO...
CAPrivEye: Record 1 - DAYA,FUAD G & MARTHA 1992...
CAPrivEye: Parcel:1649 -011F...
CAPrivEye: Site Address:3024 FULTON ST...
CAPrivEye: SAN FRANCISCO CA 94118...
CAPrivEye: Mail Address:4 FAIROAKS CT...
CAPrivEye: SAN MATEO CA 94403...
CAPrivEye: County:SAN FRANCISCO C...
CAPrivEye: Owner(s):DAYA,FUAD G & MARTHA 1992...
CAPrivEye: FAMILY TRUST THE...
CAPrivEye: Phone:(650)349-90xx...
CAPrivEye: Date:09/01/89...
CAPrivEye: Value:$1,000,000...
CAPrivEye: Improved:% 70...
CAPrivEye: Zone:R4...
CAPrivEye: Tax Status:CURRENT...
CAPrivEye: Type:APARTMENTS...
CAPrivEye: end of report...
CAPrivEye: ....................................................................
CAPrivEye: ....................................................................
CAPrivEye: ........
CAPrivEye: next report is a credit header...
CAPrivEye: hold onto your socks folks...........this report is scary ...
CAPrivEye: if you...
CAPrivEye: have never...
CAPrivEye: seen this before...
CAPrivEye: i have all this information for $7...
CAPrivEye: here i go............................
CAPrivEye: ....................................................................
CAPrivEye: ....................................................................
CAPrivEye: ........................................
CAPrivEye: SSN: 546-61-26xx...
CAPrivEye: Name: CONTRERAS, JOSE MARIA...
CAPrivEye: SSN: 546-61-26xx...
CAPrivEye: DOB: 38-FEB 20...
CAPrivEye: Phone: 209-345-9854...
CAPrivEye: Current Address...
CAPrivEye: 2576 PHELAN AV., HAYWARD CA. 94545 5/95R...
CAPrivEye: Previous Address Reported...
CAPrivEye: 262 VIENNA ST., SAN FRANCISCO CA. 94112 3/93R...
CAPrivEye: 29 29TH ST., SAN FRANCISCO CA. 94110...
CAPrivEye: Current Employer & Address...
CAPrivEye: AMERICAS ENTERPRISES...
CAPrivEye: hummm........and i can get that and more on everyone...
CAPrivEye: see how to find people now?...
CAPrivEye: i am using information out of date but normally it would ...
CAPrivEye: this...
CAPrivEye: month!!!!
CAPrivEye: this report is not the credit report
CAPrivEye: this report IS the credit header
CAPrivEye: and if a credit header you have no tags on the credit report
CAPrivEye: it is used by PI's
MONTANA192: Again If the site says you have to be a lawyer, PI or Gov worker
how do you get info
CAPrivEye: to locate individuals within a one month period of timethat have
credit
Margen3: did you get all this with just the name?
MONTANA192: from that site
CAPrivEye: please hold all questions
CAPrivEye: reading this later is a difficult,,,,,i will answer all questions
but let me get through th
MS8904: Exactly you need a SS# to begin with and what if you don't?
CAPrivEye: please
CAPrivEye: this report is run by SSN or name and a former address
CAPrivEye: either will do the trick
MS8904: OK Great
CAPrivEye: I use 4 different information brokers...
CAPrivEye: this report does not matter since it is all source from ...
CAPrivEye: credit...
CAPrivEye: bureaus...
CAPrivEye: no not piece meal...
CAPrivEye: all at one time in about 1 minute...
CAPrivEye: the point on information brokers is that you want to use ...
CAPrivEye: someone...
CAPrivEye: that is a licensed
CAPrivEye: PI or member of Association of Independent Information...
CAPrivEye: Professionals or...
CAPrivEye: Information Industry Assoc. (AOL is a member here) at...
CAPrivEye: http://www.iia.org...
CAPrivEye: and remember this is one of over1 trillion records!!!!!!!!! ...
CAPrivEye: i can...
CAPrivEye: get
CAPrivEye: a good site to review all the types of information you can buy ...
CAPrivEye: go...
CAPrivEye: to this site..........
CAPrivEye: this is a #3 type of information broker....at...
CAPrivEye: http://www.confi-chek.com/info/prices.htm
CAPrivEye: this is regional resource remember...
CAPrivEye: but with national reach!!!
CAPrivEye: pleae check out www.confi-chek.com
CAPrivEye: i will wait here for 5 mintues while you go there
MONTANA192: This application also says you have to be a PI or lawyer to start
an account
MONTANA192: Hello
MONTANA192: How do you get an account with these info brokers? if you are not
a PI attorney or gov.
CAPrivEye: okay these business will do business
CAPrivEye: with PI, attorneys or businesses
MONTANA192: Any business
CAPrivEye: why businesses?
CAPrivEye: busineses needto check out employees prior to hire, called a
CAPrivEye: background check
CAPrivEye: so infomration brokers sell information
CAPrivEye: to busnesses for this purpose
MONTANA192: No questions asked
CAPrivEye: most businesses do not know about these
CAPrivEye: information broker business, but PI's use them daily
CAPrivEye: to solve cases and develop information
MONTANA192: Is it confidential
CAPrivEye: so how do you start?
CAPrivEye: not confidential at all
CAPrivEye: most infomration - information brokers sell is public records
CAPrivEye: and that is a Government record that is for all to see
CAPrivEye: ALL information brokers
MONTANA192: I mean the inquiry
CAPrivEye: demand a signed agreement to begin
CAPrivEye: the reason forthis is that it provides them with limited liability
CAPrivEye: so if the information sold to client (YOU) is misused then
CAPrivEye: all parties agree up front that information broker has no
liability
CAPrivEye: so..to continue with our discussion
CAPrivEye: again........information brokers are online on...
CAPrivEye: the Internet...
CAPrivEye: formally you can only reach them via a terminal program...
CAPrivEye: and still tis is true, but now your web brouser can support ...
CAPrivEye: online...
CAPrivEye: searching...
CAPrivEye: this is very current and up to date information, the best ...
CAPrivEye: there is...
CAPrivEye: so hence it costs money but not a lot!...
CAPrivEye: international information is not found on any of these ...
CAPrivEye: systems...
CAPrivEye: hence each country has their own computer systems...
CAPrivEye: and they do not share right now
MS8904: What if you want to do this with out becoming a PI? You just want to
research someone
CAPrivEye: but usa information is found here by signing up for a service...
CAPrivEye: under keyword "information brokers" on a search engine...
CAPrivEye: ...
CAPrivEye: you will find numerous sies on the internet alone...
CAPrivEye: and to sign up your need to be in business...
CAPrivEye: since information brokers only work with businesses...
CAPrivEye: but a home business counts too!!!!!!!!!!
CAPrivEye: and that is easy to set up...
CAPrivEye: or if you have a business already that is much easier
CAPrivEye: a list of many of the information brokers is found in our ...
CAPrivEye: library...
CAPrivEye: and that is a good start...
CAPrivEye: tell them you check out your employees are part of hiring!...
CAPrivEye: the point be in business
CAPrivEye: it matters not whether it is a corporation or a home business...
CAPrivEye: it is all the same!
CAPrivEye: information brokers check you out generally, so they know if...
CAPrivEye: you are in business or not...
CAPrivEye: but some have online signups
CAPrivEye: you can signup with most information brokers...
CAPrivEye: shop around and look at them...
CAPrivEye: many have 800 numbers...
CAPrivEye: they want you to sign a contract...
CAPrivEye: i sign these all the time...
CAPrivEye: as they only hold harmless themselves and that is no ...
CAPrivEye: problem with...
CAPrivEye: me...
CAPrivEye: and i like the ones that do not have signup fees or monthly ...
CAPrivEye: fees...
CAPrivEye: i like the free ones
CAPrivEye: free from month service charges
MONTANA192: Is the inquiry confidential?
CAPrivEye: you pay for the the information you request...
CAPrivEye: many do take credit cards or bill at the end of the month...
MS8904: Does the person ever find out you are inquiring about them?
CAPrivEye: use the ones with credit cards for easier service...
CAPrivEye: so some of the reports you can get...
CAPrivEye: is anything from drivers records on someone to address ...
CAPrivEye: update to...
CAPrivEye: property records, etc. all over the USA...
CAPrivEye: the ones i have referenced in this logged class i use...
CAPrivEye: or have full confidence in...
CAPrivEye: they are good
CAPrivEye: so when searching for someone you can do so for around $5-$25...
CAPrivEye: now that is great.........remember Rob and Bob from the ...
CAPrivEye: Oprah????...
CAPrivEye: you pay them $50 plus sigup of $10...
CAPrivEye: they find anyone
CAPrivEye: now you know how to do it for $5
CAPrivEye: tonight i suggest you request information or brochures from
some...
CAPrivEye: on these companies at...
CAPrivEye: www.irsc.com...
CAPrivEye: www.cdb.com
CAPrivEye: okay what questions do you have now?
MONTANA192: Is the inquiry confidential
CAPrivEye: all inquires are confindential
MONTANA192: OK
CAPrivEye: unless you request a credit report, then it is tagged inaccordance
with the FAIR CREDIT
CAPrivEye: REPORTING ACT
CAPrivEye: i never need credit reports most times
MONTANA192: Which is
CAPrivEye: ?
MONTANA192: FAIR CREDIT ACT?
CAPrivEye: the FAIR CREDIT REPORTING ACT is a federal government law that
CAPrivEye: protects your credit lines and reports
CAPrivEye: anyone and i mean ANYONE requesting a credit report is tagged
CAPrivEye: on subjects report
CAPrivEye: by name of requesting agency
CAPrivEye: credit reports can only be obtained by
CAPrivEye: 1- consent of subject
CAPrivEye: 2- court order or judgment
CAPrivEye: anyother questions?
CAPrivEye: please:)
CAPrivEye: okay i will go on.........now
MS8904: Please give us the download of your classes
CAPrivEye: government systems such as drivers records, etc........ run ...
CAPrivEye: from...
CAPrivEye: field parameters...
CAPrivEye: of name and date of birth
CAPrivEye: business systems use the social security number, such as...
CAPrivEye: banks, credit bureaus and anyone about financial...
CAPrivEye: this is the difference...
CAPrivEye: some are by computer, some by fax, some even by telephone!
CAPrivEye: the real question of accessing information in a location search
...
CAPrivEye: is...
CAPrivEye: timeliness...
CAPrivEye: the bet is the credit update and that is only 30 days old...
CAPrivEye: drivers license for example could be 2 years out of date
CAPrivEye: but pretexting is REAL TIME!
CAPrivEye: but provides different information...
CAPrivEye: so at this point i will provide some practical example...
CAPrivEye: please follow........................
CAPrivEye: new case
CAPrivEye: i have the name and social security number for a ...
CAPrivEye: subject......what...
CAPrivEye: product do i use?...
CAPrivEye: anyone?
BCFUNDING: credit header
CAPrivEye: social security trace! $7 then i call and confirm returned...
CAPrivEye: information...
CAPrivEye: ...................
CAPrivEye: and that is a credit header
CAPrivEye: okay next case...
CAPrivEye: i am looking for som
CAPrivEye: eone
MS8904: What if you do not have a SS#?
CAPrivEye: all i have is name and city from 2 years ago.......
CAPrivEye: 1- will check for an old address
CAPrivEye: i will check city directories or telephone directories or books...
CAPrivEye: from that period...
CAPrivEye: also property if necessary
CAPrivEye: i might also use an alpha name search from that city if the
name...
CAPrivEye: is unusal
CAPrivEye: 2- with old address information...
CAPrivEye: what will do what?
CAPrivEye: what product will i use?
CAPrivEye: name + old address 2 year ago = address update $7 (reverse ...
CAPrivEye: SSN...
CAPrivEye: search)
CAPrivEye: now i have new address and telephone number, i call to confirm!...
CAPrivEye: .............new case.........last one before questions
CAPrivEye: new case...................
CAPrivEye: i have name and former employer what do it do????????...
CAPrivEye: can anyone help me???????
CAPrivEye: 1- firstcall human resources verify employment...
MS8904: Call old employer
CAPrivEye: find out department
CAPrivEye: 2 - call the department as ask for someone that knew him/her...
CAPrivEye: ask if they could help me, please tell me where they moved...
CAPrivEye: to...what city?
CAPrivEye: with the city i call telephone directory in that city...
CAPrivEye: get new information...
CAPrivEye: call to verify
CAPrivEye: if # is unlisted then...
CAPrivEye: attempt to get old address and update
MS8904: Do you think someone will give out that info? without getting your
name and address
CAPrivEye: if that is not possible then i might run an alpha search by new...
CAPrivEye: city...
CAPrivEye: if that is no good i might attempt to call old employer and ...
CAPrivEye: get...
CAPrivEye: more information from co-wor...
CAPrivEye: ker
CAPrivEye: okay what are your questions now?
MONTANA192: Do you mean that if someone has someones SS# they can find out
Financial info about you
CAPrivEye: no
MONTANA192: That's good to know
CAPrivEye: remember the credit header has no financial information
CAPrivEye: only the credit report does, and that is tagged
CAPrivEye: anyone else?
MS8904: Everything is up for sale, I believe.
CAPrivEye: yes
CAPrivEye: what PI's are.........are master of information
MS8904: including Financial info
CAPrivEye: knowing what is available and knowing where to get it fast FAST
CAPrivEye: financial information only can be obtained on the c4redit report
with
CAPrivEye: 1- subjects consent
CAPrivEye: 2 - court order or judgment
CAPrivEye: Is credit update legal?...
CAPrivEye: yes...
CAPrivEye: the FTC says so...
CAPrivEye: no limitations on use either
Margen3: explain reverse SSN# again please?
CAPrivEye: yes
CAPrivEye: with starting information 1- legal name 2- old address within
seven years
CAPrivEye: you requests an address update search
MS8904: I know, where I work, I would not give info about an x employee.
CAPrivEye: for about $7
CAPrivEye: returned is the new address and possbily employer and telephone
number
CAPrivEye: these credit headers are not tagged
CAPrivEye: and have no limitations on use
CAPrivEye: by law
Margen3: so this won't work if the address is older than that?
CAPrivEye: sometimes yes
CAPrivEye: this is where expereince comes in
CAPrivEye: in our library on information brokers - the list- is a company
called
CAPrivEye: JAL
CAPrivEye: in Washington
CAPrivEye: they have a report called ANME SHARK II
CAPrivEye: NAME SHARK II
CAPrivEye: this little report caosts about $30 but
CAPrivEye: reaches back to about 20-30 years depending on information
available
CAPrivEye: a gr8 tool for geneaology researches
CAPrivEye: or long lost friends or school mates
CAPrivEye: next question?
MS8904: So everyone that doesn
MS8904: 'thave a business can not do PI work?
BCFUNDING: is there any place to get current employer besides header reports?
CAPrivEye: PI's have a license to advertise and do criminal work
CAPrivEye: but home office information brokers do not need licensing as far
as i know
MS8904: OK. Thanks
CAPrivEye: current employers are located generally only on the credit header
MONTANA192: Does this access put PI's out of business
CAPrivEye: i know of no other palce, other than subjects resume
CAPrivEye: putting PI's out of business...no
CAPrivEye: the industry is on top right now
CAPrivEye: there is room foreveryone
MONTANA192: Great
CAPrivEye: okay a little text now about the history of information brokers
CAPrivEye: A Brief History of On-line Information Brokers
CAPrivEye: The history of this unusual information-broker industry goes ...
CAPrivEye: back only a few years. Jack H. Reed of IRCS, Inc., contends ...
CAPrivEye: that the information explosion began in about 1982
CAPrivEye: Reed is a member of the Information Industry Association, the ...
CAPrivEye: California Association of Licensed Investigators (CALI), and ...
CAPrivEye: National Counsel of Investigators and Security Services, and he
...
CAPrivEye: has received numerous awards, including the CALI "distinguished
...
CAPrivEye: achievement award." Reed also consults with the Federal Trade ...
CAPrivEye: Commission, the White House Privacy Council, and on legislation
...
CAPrivEye: regarding privacy and public records. When Reed asked why he ...
CAPrivEye: was receiving his CALI award, a CALI member's response was that
...
CAPrivEye: he had changed the face of the investigative industry. Indeed,
...
CAPrivEye: he has. His company first provided extensive public records ...
CAPrivEye: on-line to the business and investigation communities. Prior to
...
CAPrivEye: this, individual county and state records were not massed in ...
CAPrivEye: extensive databanks, making information acquisition difficult ...
CAPrivEye: and only accessible at the local level - by going to the local ...
CAPrivEye: government record offices.
CAPrivEye: In 1977, IBM announced its first release of a new and unknown ...
CAPrivEye: machine, a computer called the PC. Few could anticipate the ...
CAPrivEye: impact of this new, desk-top sized computer; in fact, many ...
CAPrivEye: thought it not worthwhile. As a California-licensed ...
CAPrivEye: investigator, Reed tells me that for two years he pondered the ...
CAPrivEye: potential impact this small, compact machine could have on his ...
CAPrivEye: business. Being an investigator since 1964 (and a very ...
CAPrivEye: successful one at that), Reed knew the necessity of access to ...
CAPrivEye: public records via electronic media. The old paper-file system
...
CAPrivEye: was adequate, but time consuming. This entrepreneur wanted a ...
CAPrivEye: faster and easier method to access billions of records ...
CAPrivEye: nationally.
CAPrivEye: At that time, investigators were considered merely regional ...
CAPrivEye: operators, at best. By 1979, Reed was envisioning a rapid and ...
CAPrivEye: inexpensive method of collecting, processing, storing and ...
CAPrivEye: transferring data.
CAPrivEye: For those times, the concept was revolutionary. As Reed told ...
CAPrivEye: me: "...those seem like simple things now, but back then it was
...
CAPrivEye: almost like witchcraft." ...
CAPrivEye: ...
CAPrivEye: ...
CAPrivEye: Overview Path to On-line Information Brokers
CAPrivEye: The methods described below offer you the means of finding up to
...
CAPrivEye: 90 percent of the American populace! On-line services are ...
CAPrivEye: massive commercial databanks held by private companies that are
...
CAPrivEye: in the business of selling this information. These databanks ...
CAPrivEye: are enormous, with records totaling over 2.5 billion documents!
...
CAPrivEye: These databanks have information collated from city, county, ...
CAPrivEye: state, and the federal Government; from credit reporting ...
CAPrivEye: bureaus; commercial publishing firms; Dun and Bradstreet; and ...
CAPrivEye: private corporate information sources. The preponderance of ...
CAPrivEye: Governmental information sold to information brokers is made up
...
CAPrivEye: of county and state files
CAPrivEye: - such as county assessor records, secretary of state filings, ...
CAPrivEye: drivers records, vehicle registration records, registered voters
...
CAPrivEye: profiles, uniform commercial codes, business licensing, ...
CAPrivEye: fictitious business filings, leans and judgments, real property
...
CAPrivEye: ownership, civil court filings, and criminal court filings. And
...
CAPrivEye: it is a combination of all these sources that can lead to a ...
CAPrivEye: successful search of a missing person....
CAPrivEye: ...
CAPrivEye: There is no easy way to begin. This is a complex process, and I
...
CAPrivEye: will try to simplify these on-line search techniques by ...
CAPrivEye: providing, in a logically sequence, the most pertinent ...
CAPrivEye: information on how to use on-line private information broker ...
CAPrivEye: databanks. ...
CAPrivEye: ...
CAPrivEye: ...
CAPrivEye: Information brokers are professional commercial businesses that
...
CAPrivEye: accumulate a vast array of information from numerous sources ...
CAPrivEye: into a single set of search perimeters, easily used by you the ...
CAPrivEye: client. Some of these databanks are newsgroups that tap into ...
CAPrivEye: well over 300 newspapers, providing accurate, published ...
CAPrivEye: information - nationwide and internationally - on people, ...
CAPrivEye: businesses, and governments. Other databanks deal exclusively ...
CAPrivEye: with public records, and this is the set of databanks we will ...
CAPrivEye: discuss for finding missing persons. ...
CAPrivEye: ...
CAPrivEye: There is a cost associated with the services of such information
...
CAPrivEye: brokers, and this is how professional PIs find missing persons.
...
CAPrivEye: All professionals spend money to find missing persons. However,
...
CAPrivEye: you can do a simple $7 search yourself - and all you need is ...
CAPrivEye: your computer or a fax. ...
CAPrivEye: ...
CAPrivEye: Here is how the system works: Throughout the nation, there are ...
CAPrivEye: firms that specialize in municipal, county, state, and federal ...
CAPrivEye: public record retrieval. These public records services compile
...
CAPrivEye: information in various formats, some formats are hard copy and ...
CAPrivEye: some are in media form. The larger information brokers then ...
CAPrivEye: will buy this media when it is in electronic media form. When ...
CAPrivEye: information is not found in electronic media form, then a ...
CAPrivEye: smaller, specialized firm will conduct the research manually. ...
CAPrivEye: For example, a state may wholesale its electronic-based drivers
...
CAPrivEye: records to businesses. Information brokers then buy these ...
CAPrivEye: electronic files of state drivers records. So when you request
...
CAPrivEye: a search of drivers records in a state that wholesales such ...
CAPrivEye: records in electronic media form, it triggers an instant search
...
CAPrivEye: of a large information broker's compiled databanks, whether you
...
CAPrivEye: personally conduct the search or it is done by the information ...
CAPrivEye: broker. For drivers records searches in a state that does not ...
CAPrivEye: wholesale its records, then information brokers will subcontract
...
CAPrivEye: this work out to small local or regional firms that specialize ...
CAPrivEye: in state drivers records retrieval. This is launched with a ...
CAPrivEye: request going from you to a large information broker. The ...
CAPrivEye: information broker, in turn, will put this request onto a media
...
CAPrivEye: file that is sent to this smaller firm. The specialized firm ...
CAPrivEye: then will take this request and search the state's drivers ...
CAPrivEye: records databank, under an agreement between this small firm and
...
CAPrivEye: the state drivers licensing unit. ...
CAPrivEye: ...
CAPrivEye: Some information brokers are original buyers of information, ...
CAPrivEye: while others "piggyback" from these original information broker
...
CAPrivEye: buyers, and still others use a combination of the two. The ...
CAPrivEye: first type of information broker is the original information ...
CAPrivEye: buyer of information and generally has the most up-to-date ...
CAPrivEye: information for resale. These original information buyers are ...
CAPrivEye: most often the biggest companies in the industry - for example,
...
CAPrivEye: I.R.S.C., Inc., CDB Infotech, Inc., Information America, Inc., ...
CAPrivEye: and Lexus-Nexus, Inc. These companies buy information from ...
CAPrivEye: numerous sources - as many as 1,300 or more databanks in total.
...
CAPrivEye: The databanks they acquire include government, insurance, ...
CAPrivEye: credit, publishing, medical, and other businesses. These ...
CAPrivEye: services have strict membership agreements and will make certain
...
CAPrivEye: that you, the client, has legitimate access to their systems. ...
CAPrivEye: ...
CAPrivEye: The second type of "piggyback" information brokers are those who
...
CAPrivEye: buy from the major original information buyers and resell this ...
CAPrivEye: information for a second time. Now, these companies do not ...
CAPrivEye: generally have strict client agreements. As a matter of fact, ...
CAPrivEye: many are found on the Internet and will sell to almost anyone ...
CAPrivEye: without a reason provided. Such firms often operate without a ...
CAPrivEye: private investigator's license - nor are they associated with a
...
CAPrivEye: major information trade organization, such as the Information ...
CAPrivEye: Industry Association or the American Independent Information ...
CAPrivEye: Professionals Association - the two big associations within the
...
CAPrivEye: industry. ...
CAPrivEye: ...
CAPrivEye: The third type of information broker is generally a private ...
CAPrivEye: investigator who provides original and "piggyback" information ...
CAPrivEye: for sale. These firms generally are regional in focus, hence ...
CAPrivEye: they "piggyback" some information from the big original buyers ...
CAPrivEye: of information....
CAPrivEye: Why would a state sell its records? Well, states do understand
...
CAPrivEye: that businesses need this information in the normal conduct of ...
CAPrivEye: business. Some of these 1,300 databanks are owned by insurance
...
CAPrivEye: companies, others are document-retrieval services with various ...
CAPrivEye: agreements with state governments, and others are court record ...
CAPrivEye: services. So this myriad of databanks is as loose and varied as
...
CAPrivEye: is the Internet itself. The private databank services or ...
CAPrivEye: information brokers use many of the available public databanks,
...
CAPrivEye: and some services use all 1,300 of them! ...
CAPrivEye: ok..........a 3 minute break here
CAPrivEye: ...
CAPrivEye: If you're looking for access to records of more than 200 million
...
CAPrivEye: individuals listed by previous addresses over the last seven ...
CAPrivEye: years and by Social Security numbers directly on-line, here's ...
CAPrivEye: the way to go about finding them. Terminal or Hyper-Terminal is
...
CAPrivEye: the main source of proprietary information databanks today. It
...
CAPrivEye: is found in the communications software of Windows 95 under the
...
CAPrivEye: directory of accessories. Simply put, the Terminal is not the ...
CAPrivEye: Internet or the World Wide Web. It makes your graphics-capable
...
CAPrivEye: computer into a machine that only provides images in text ...
CAPrivEye: format. However, the reason for Terminal usage is simple. This
...
CAPrivEye: is the form in which proprietary information is currently ...
CAPrivEye: available. Soon, however, databanks may be found in html ...
CAPrivEye: format. But not yet. With Terminal you can connect to other ...
CAPrivEye: computers and databanks and transfer files. Here's the catch: ...
CAPrivEye: you may connect to these proprietary databanks only as a ...
CAPrivEye: business by first calling these services and setting up ...
CAPrivEye: appropriate accounts. ...
CAPrivEye: ...
CAPrivEye: All these services mandate that you must have a business. ...
CAPrivEye: Professional information brokers expect that when they deal with
...
CAPrivEye: you that they are dealing with another professional and that you
...
CAPrivEye: are in business. Information brokers will only deal with ...
CAPrivEye: businesses. This business need not be in a downtown, high-rise
...
CAPrivEye: commercial office building, but a business nevertheless. ...
CAPrivEye: However, a business can be run from your home. Home businesses ...
CAPrivEye: do count! City, county, and state laws do apply, so register ...
CAPrivEye: this business with a local government. Local governments do ...
CAPrivEye: have fictitious business licenses for individuals to establish ...
CAPrivEye: businesses. Many professional PIs and researchers simply ...
CAPrivEye: operate a few telephones, a computer, and a fax machine out of ...
CAPrivEye: their houses or apartments. Local governments provide ...
CAPrivEye: information on starting a small home-based business, if ...
CAPrivEye: necessary. Contact your local authorities for information. ...
CAPrivEye: Some of the following individual databanks have been created ...
CAPrivEye: since 1982 and focus on countywide, state and national searches
...
CAPrivEye: of filings. Remember each jurisdiction is different, and not ...
CAPrivEye: all records are available in all locations. The reason is that,
...
CAPrivEye: firstly, some state and local laws and regulations may hinder ...
CAPrivEye: information brokers from obtaining some information, and, ...
CAPrivEye: secondly, the collection and reproduction methods of some small
...
CAPrivEye: or regional retrieval companies is not always fully ...
CAPrivEye: comprehensive. Below is a list of common databanks by ...
CAPrivEye: jurisdiction. You will notice that city, county and ...
CAPrivEye: state-focused databanks are mostly governmental public records.
...
CAPrivEye: With the nationwide-focused databanks you begin to notice a ...
CAPrivEye: shift from governmental databanks to consumer, publishers, ...
CAPrivEye: credit bureau, telephone, and business-related sharing of ...
CAPrivEye: information. Only a few nationally focused databanks are ...
CAPrivEye: governmental, such as the National Technology Information ...
CAPrivEye: Administration (NTIA), largely because the federal ...
CAPrivEye: government is subject to certain privacy laws that the states ...
CAPrivEye: and municipalities are not. For this reason, city, county and ...
CAPrivEye: state public records are available in electronic media form. Of
...
CAPrivEye: course, access to them this takes longer and requires more ...
CAPrivEye: people to retrieve and assemble this information into databanks.
...
CAPrivEye: National databanks do not have state geographic limits, and the
...
CAPrivEye: information found generally is business related....
CAPrivEye: Here are the locations and telephone numbers of the three ...
CAPrivEye: largest credit bureaus within the United States. I have ...
CAPrivEye: included telephone numbers so you can request a copy of your own
...
CAPrivEye: credit report if you choose. Generally, if you have been denied
...
CAPrivEye: credit, the report is free. However, sometimes the reports are
...
CAPrivEye: free depending on state laws and the Fair Credit Reporting Act ...
CAPrivEye: requirements. Be sure to inquire. Incidentally, when you ...
CAPrivEye: receive your credit report, look for who has requested your ...
CAPrivEye: report. This information will be noted on at the bottom of the
...
CAPrivEye: credit report. This report is held under federal law, so only ...
CAPrivEye: businesses that have accounts with the bureaus or sub-bureaus ...
CAPrivEye: can access this report, and then only with your permission. ...
CAPrivEye: When filling out a credit application, you will see a portion of
...
CAPrivEye: the contract that is a release for the company to check your ...
CAPrivEye: credit report....
CAPrivEye: ...
CAPrivEye: Equifax, P.O. Box 740241, Atlanta, GA 30374-0241, (800) ...
CAPrivEye: 685-1111....
CAPrivEye: Free if credit has been denied; otherwise $8 per report in most
...
CAPrivEye: states....
CAPrivEye: ...
CAPrivEye: Experian (formerly TRW) P.O. Box 8030, Layton, UT, (800) ...
CAPrivEye: 682-7654....
CAPrivEye: First report is free for all requests....
CAPrivEye: ...
CAPrivEye: Trans Union Corp., Consumer Relations Center, P.O. Box 390, ...
CAPrivEye: Springfield, PA...
CAPrivEye: (800) 916-8800. Free if credit has been denied; otherwise ...
CAPrivEye: $8 per report in most states....
CAPrivEye: Why so many databanks? What does this have to do with a missing
...
CAPrivEye: person? Well, an investigation is a mosaic that is produced ...
CAPrivEye: through developing numerous sources of information and, by ...
CAPrivEye: examination and verification, moving through this web, to a ...
CAPrivEye: labyrinth, through a maze. We never know where an investigation
...
CAPrivEye: is going to take us. For example, if the subject I am searching
...
CAPrivEye: for does not come up on normal name or address searches, and we
...
CAPrivEye: have no Social Security number but know this individual is a ...
CAPrivEye: pilot - bingo! We then have a lead that we can use. By running
...
CAPrivEye: an FAA license or aircraft ownership search, we might very well
...
CAPrivEye: find our man. ...
CAPrivEye: ...
CAPrivEye: ok...........questions before we go?
MONTANA192: Have you ever heard of Auto track plus---Database
Technologies,INC.
CAPrivEye: no
MONTANA192: OK
MS8904: Yes What have you found out about your students so far?
CAPrivEye: that does not mean much though since there are some many
information brokers
MONTANA192: Cute MS
CAPrivEye: many students ask good questions
CAPrivEye: LOL
BCFUNDING: how do we get phone numbers for the terminals and hyper terminals
we want to access
CAPrivEye: that is where u contact the conpant and set up an account
CAPrivEye: company i mean
BCFUNDING: like the assessors office?
BCFUNDING: or will government agencies let us in?
CAPrivEye: no
CAPrivEye: i will review that too!
MONTANA192: Can this class be saved in favorite places or printed out?
BCFUNDING: what kind of companies will let us in?
CAPrivEye: none unless you have an account
BCFUNDING: what kind of companies will let you set up an account?
CAPrivEye: i will upload this log tommorrow in our library
MONTANA192: ok
CAPrivEye: information brokers set up accounts for other businesses
MS8904: Great
CAPrivEye: okay everyone that care and see you next week